Crypto • Defi
The world's first DeFi retirement fund. Disrupting the pension industry for the retiree of tomorrow.
Pen-X is a DAO-managed diversified retirement fund designed to help individuals accumulate savings for retirement without dependence on a centralised counter-party. We are a community of finance professionals and crypto-engineers focussing on providing simple exposure to complex DeFi saving and wealth-generation strategies. The fund is very broadly diversified within crypto assets as well as tokenised non-crypto assets, thus offering an investment vehicle that has significantly lower volatility than the average cryptocurrency or DeFi fund. While a traditional pension will lock your funds away for the decades until you retire, Pen-X ultimately leaves you in control of you funds. Instead, through a transparent rewards scheme, Pen-X heavily incentivises longevity in the fund. Our funds are designed for regular people who believe in the longevity of crypto and have a busy lifestyle, with not enough time or experience to manage their own assets.
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